No. Copyright Insurance Cover is NOT the same as the CAL Copyright licence, as
- it does NOT GIVE permission to use authors work
- the monies collected do not go to the authors or creators of work (Insurance companies are for-profit organisations)
- there could be a risk that the Celebrant would not be covered by this clause for most cases of copyright breaches, since Celebrants have access to a special copyright licence so knowingly not taking the CAL licence would mean not be "inadvertent" infringement.
- does not allow the insured to have access to our CAL Copyright Forum on the TCN website
COPYRIGHT AGENCY LIMITED (CAL) GROUP CELEBRANT COPYRIGHT LICENCE
- GIVES permission to use authors work
- the monies collected go to the authors or creators of work. (CAL is a non-profit company that distributes the monies collected)
- GIVES INDEMNITY against any copying of non member works. This means should any celebrant copy works that do not belong to a rights holder CALrepresents and the Rightsholder takes action against them, Copyright Agency will indemnify the celebrant against any damages, up to the amount of the licence fees by the association over the life of the licence.
- gives the licence holder access to our CAL Copyright Forum on the TCN website
TCN Inc. recommends celebrants take the CAL Copyright Licence.
- A CAL licence grants permission as well as indemnifies the celebrant against unauthorised use, whereas Arthur J Gallagher (prev. OAMPS) is only insurance against being sued for infringement
It is important to understand the difference between the CAL Copyright Licence and the Copyright Insurance Extension that Arthur J Gallagher has and that other Celebrant Insurers may have.
Do not assume they are the same as the fees are similar.
For example - this clause does not grant permission to use copyrighted materials and thus could be questionable to be taken without a CAL Copyright Licence.
Arthur J Gallagher (prev. OAMPS) COPYRIGHT EXTENSION
CLAUSE: 2.2.7 Infringement of Intellectual Property Rights
The INSURED is indemnified for any CLAIM first made against the INSURED and notified to W. R. BERKLEY during the POLICY PERIOD which the INSURED may become legally liable to pay as a result of an inadvertent infringement or alleged infringement of another party’s INTELLECTUAL PROPERTY RIGHTS which arises out of the exercise and conduct of the INSURED’s BUSINESS.